In its inaugural report on the Mobile Financial Services Market which was released recently, comScore said respondents to its survey which examined the use of mobile banking access on mobile phones and 3G service, found that 31% actually accessed financial accounts on mobile phones at home. The next largest percentage — 25% — accessed accounts while running errands. Other times and places from which respondents accessed their bank accounts were: while commuting, 15%; at work, 11%; on vacation, 9%; and business travel, 8%.

Additionally, 44.1% of respondents in the study accessed their financial accounts via Internet browsers while 40.6% used applications to access their accounts. Another 25% of mobile banking customers used SMS texting to access their accounts.

The increasing adoption of smartphones and access to 3G networks, along with the rapid development of mobile apps, has undoubtedly created a very fertile environment for the acceleration of mobile banking. With that, internet banking via mobile devices has been growing at a rapid pace in the U.S., so look out for a more global embrace of the technology soon.